Consumer Car Loans

Get on the road faster with a car loan that’s built around you. Whether you’re purchasing your first car, upgrading your family vehicle or refinancing an existing loan, Vision Asset Finance makes it easy to secure flexible, competitive finance that suits your lifestyle.

Finance with Confidence

Car loans designed for everyday Australians

From new vehicles to quality used cars, we tailor loan structures to match your needs and budget. Our experienced team handles the process from start to finish, ensuring you drive away with clarity and confidence.

From Application to Collection

Simple, transparent car finance

Share your details, upload your documents, and review personalised offers from our trusted network of lenders. We’ll take care of the comparisons and paperwork so you can focus on choosing the right car.

Why Choose Vision Asset Finance?

Straightforward finance, personal service and trusted expertise.

Wide Lender Access

Compare options from Australia’s leading banks, credit unions and non-bank lenders to find your best car loan deal.

Tailored Loan Options

Choose between secured or unsecured loans, fixed or variable rates, and repayment plans that fit your lifestyle.

Fast Turnaround

Streamlined digital applications mean you could be approved and ready to purchase in as little as 24 hours.

New or Used Vehicles

Finance available for both new and pre-owned cars, whether purchased from a dealer or private seller.

Transparent Costs

We provide upfront details on rates, fees and repayments so you always know exactly where you stand.

Ongoing Support

Our service doesn’t stop at settlement, we continue to monitor rates and help you stay on the most competitive terms.

Ready to Drive?

Let’s get your finance sorted so you can focus on the road ahead. Speak with Vision Asset Finance today to explore car loan options that make owning your next vehicle simple and stress-free.

Vision Asset Finance range of car loan options

Car Finance

A standard secured car loan for personal use features fixed interest rates and allows you to borrow up to 100% of your car’s value (including on-road costs like stamp duty and registration, if applicable). The repayment term ranges from one to seven years.

Novated leasing

This arrangement involves you, your employer, and a novated lease company, where lease payments are deducted from your pre-tax income. As a result, you’ll pay less income tax, and your employer can claim GST and depreciation on the vehicle.

Car leasing

Leasing is another option for commercial vehicle finance. It lets you use a vehicle without committing to buying it, and you can update your models more frequently. You can choose between fully-maintained and non-maintained leases, both of which offer tax benefits.

FAQs

Your questions answered

A consumer car loan is ideal for purchasing a personal-use vehicle, whether new or used, through a dealer or private seller.

Many lenders offer low or no-deposit options depending on your credit history and the vehicle being financed.

Yes. We can help you switch to a lower rate, adjust your term or consolidate your repayments for easier management.

We'd love to

hear from you!

Whether you have a question about our services, need assistance with a specific finance option, or just want to talk, our team is here to help. Reach out to us through any of the channels below, and we’ll get back to you as soon as possible.

Chat with us

Speak to our friendly team.

Call us

Call our team Mon-Fri from 8am to 5pm.

Visit us

Chat to us in person at our HQ.